Question 1

What is Chain-Fi?

Accepted Answer

Chain-Fi is an enterprise-grade Web3 security ecosystem providing a complete suite of security solutions through a subscription-based model with gasless transactions. It includes identity management, OAuth authentication, multi-signature vaults, and mobile 2FA across multiple blockchain networks.

Question 2

What is the Chain-Fi ecosystem?

Accepted Answer

The Chain-Fi ecosystem consists of four integrated products: Chain-Fi Vault (multi-sig asset protection), Chain-Fi Identity (unified Web3 identity with KYC), Chain-Fi OAuth (user-controlled authentication for dApps), and Chain-Fi Mobile App (airgapped 2FA device). One subscription gives you access to all products.

Question 3

How is Chain-Fi different from other Web3 wallets?

Accepted Answer

Unlike traditional wallets where you pay gas per transaction, Chain-Fi offers subscription-based gasless transactions. You also get a complete ecosystem (identity + OAuth + vault + mobile 2FA) instead of just a wallet. Chain-Fi is the Spotify/Netflix of Web3 security - predictable monthly fee, unlimited usage within your tier.

Question 4

What makes Chain-Fi enterprise-grade?

Accepted Answer

Chain-Fi is enterprise-grade because it provides: 1) Multi-signature vaults with three-address protocol requiring multiple device approvals, 2) Airgapped mobile 2FA that operates offline for maximum security, 3) Audited smart contracts deployed across multiple blockchain networks, 4) KYC integration for compliance, 5) Real-time threat detection and monitoring, 6) API access for enterprise integrations, 7) Priority support and dedicated account management. This combination provides institutional-level security for both individual users and organizations.

Question 5

Is Chain-Fi a custodial or non-custodial solution?

Accepted Answer

Chain-Fi is non-custodial. You maintain full control of your private keys and assets. The platform never holds your funds - they remain in your multi-signature vault smart contracts on the blockchain. Chain-Fi only provides the security infrastructure, transaction relaying for gasless transactions, and identity management services. Your assets are always under your control with multi-signature protection.

Question 6

How do gasless transactions work?

Accepted Answer

Gasless transactions only apply when you interact with dApps or platforms using Chain-Fi vault transactions. With Chain-Fi, your membership tier includes monthly credits, and the platform covers all gas fees for vault-based transactions up to your credit limit. Transaction credits are consumed based on network: Layer 2 networks (Base, Arbitrum, Optimism, Polygon) = 1 credit per transaction. Ethereum mainnet (Enterprise tier) = 5 credits per transaction. If you use your bound wallet directly (outside of Chain-Fi vault transactions), you pay normal gas fees like any regular wallet. The platform uses meta-transactions and a relayer network to pay gas fees on your behalf for vault transactions only.

Question 7

What happens if I exceed my monthly transaction credit limit?

Accepted Answer

If you exceed your monthly transaction credit limit, you have several options: 1) Purchase additional credit packages on request (one-time purchase), 2) Wait until your credits reset at the start of the next month, 3) Use your vault for deposit/withdraw operations which don't consume credits (only gasless transactions require credits). Unused credits do not roll over to the next month. Credit packages can be purchased on request and credits can be used on any chain. Note: $GUARD token payments may be available in the future if and when the token launches, but only after all product milestones are met.

Question 8

Can I use gasless transactions on all blockchain networks?

Accepted Answer

Gasless transactions are available for vault transactions on all supported networks, but credit consumption varies: Layer 2 networks (Base, Arbitrum, Optimism, Polygon) consume 1 credit per transaction regardless of tier. Ethereum mainnet consumes 5 credits per transaction and is only available on the Enterprise tier due to higher gas costs. Basic tier users can only use gasless transactions on Base network. Premium tier users can use all L2 networks. Enterprise tier users have access to all networks including Ethereum mainnet. Important: Gasless transactions only apply to Chain-Fi vault transactions. If you use your bound wallet directly (not through Chain-Fi vault), you pay normal gas fees regardless of your subscription tier.

Question 9

How does Chain-Fi pay for gas fees on my behalf?

Accepted Answer

Chain-Fi uses a relayer network and meta-transaction architecture. When you initiate a transaction, it's signed by your wallet but submitted to Chain-Fi's relayer network. The relayer pays the gas fee and executes the transaction on-chain. This is made possible through EIP-712 meta-transactions and a network of trusted relayers. The platform maintains sufficient ETH reserves across all supported networks to cover gas costs for all users' transactions within their credit limits.

Question 10

Are there any hidden fees with gasless transactions?

Accepted Answer

No, there are no hidden fees. Your membership tier includes monthly credits that cover gas fees up to your credit limit. The only costs are: 1) One-time membership purchase (includes vault deployment, KYC verification with 1 year validity, and monthly credits), 2) Optional credit packages purchased on request if you need additional credits. There are no per-transaction fees, no gas fee markups, and no hidden charges. All pricing is transparent and upfront.

Question 11

Which blockchain networks are supported?

Accepted Answer

Chain-Fi supports Ethereum mainnet, Base (Coinbase L2), Arbitrum (Optimistic Rollup), Optimism (Optimistic Rollup), and Polygon (PoS Chain). The number of networks you can use depends on your membership tier: Basic (Base only), Premium (all L2 networks: Base, Arbitrum, Optimism, Polygon), Enterprise (all networks including Ethereum mainnet).

Question 12

Can I use Chain-Fi on multiple blockchain networks simultaneously?

Accepted Answer

Yes! Premium and Enterprise tier users can deploy vaults and use Chain-Fi services across multiple blockchain networks simultaneously. You can have separate vaults on Base, Arbitrum, Optimism, and Polygon, all managed from a single Chain-Fi dashboard. Your Chain-Fi Identity and KYC verification work across all networks, so you don't need to repeat verification for each chain. Enterprise tier users can also access Ethereum mainnet in addition to all L2 networks.

Question 13

Will Chain-Fi add support for more blockchain networks?

Accepted Answer

Yes, Chain-Fi regularly adds support for new blockchain networks based on user demand and market trends. Popular networks being considered include Solana, Avalanche, BNB Chain, and other Layer 2 solutions. Users are notified when new networks become available, and existing users can deploy vaults on new networks without additional setup fees. The platform is designed to be chain-agnostic and can integrate with any EVM-compatible or non-EVM blockchain.

Question 14

Can I transfer assets between different blockchain networks using Chain-Fi?

Accepted Answer

Yes, Chain-Fi supports cross-chain asset management. You can view your portfolio across all connected networks in a unified dashboard. However, actual cross-chain transfers require bridge protocols. Chain-Fi integrates with major bridges and can facilitate cross-chain transactions using your gasless transaction credits. The platform provides a seamless interface for managing assets across multiple chains, even if the assets themselves remain on their native chains.

Question 15

What's included in each membership tier?

Accepted Answer

Basic ($3.50/month) includes 50 gasless transactions on Base network only. Premium ($7.50/month) includes 150 gasless transactions across all L2 networks (Base, Arbitrum, Optimism, Polygon). Enterprise ($15/month) includes 1,000 gasless transactions, all networks including ETH mainnet, API access, and priority support. All tiers unlock credit-based ecosystem features. Note: Dashboard access, vault (deposit/withdraw), Identity, OAuth, and Mobile App are available during your first free year after setup fee. Monthly subscription for credit-based features can be added immediately to your account if you want gasless transactions right away.

Question 16

Is account creation free?

Accepted Answer

Yes, account creation is completely free! You can download the Chain-Fi mobile app, create your profile (username and email), connect the app to your profile to bind it, and explore your dashboard - all 100% free with no payment required. You can also join our community and participate in community activities without paying anything. The one-time setup fee is only required when you're ready to unlock premium features like vault deployment, KYC verification, and full access to all Chain-Fi modules. You can explore and use Chain-Fi for free until you're ready to complete the setup.

Question 17

What can I do for free with Chain-Fi?

Accepted Answer

You can do a lot for free with Chain-Fi! The free tier includes: 1) Download the Chain-Fi mobile app, 2) Create your profile with username and email, 3) Connect the Chain-Fi app to your profile (wallet binding), 4) Explore your dashboard and see all available features, 5) Join our community and participate in community activities, 6) Learn about Web3 security and Chain-Fi features. All of this is available at no cost. The one-time setup fee is only required when you're ready to unlock premium features like vault deployment, KYC verification, and full access to all Chain-Fi modules (Identity, OAuth, Mobile App).

Question 18

Do I need to pay to start using Chain-Fi?

Accepted Answer

No, you don't need to pay anything to start using Chain-Fi! You can download the app, create your profile, connect the app to your profile, explore your dashboard, and join our community - all completely free. The one-time setup fee is only required when you're ready to unlock premium features like vault deployment, KYC verification, and full access to all Chain-Fi modules. You can explore Chain-Fi for free and pay only when you're ready to complete your setup and access premium features.

Question 19

What's the difference between the free account and paid setup?

Accepted Answer

The free account lets you: download the app, create your profile, connect the app to your profile, explore your dashboard, and join our community. The paid setup (one-time membership purchase) unlocks: vault deployment on the blockchain, KYC verification for identity (1 year validity), full access to all Chain-Fi modules (Identity, OAuth, Mobile App), monthly credits included, and 1 year membership with full dashboard access, vault deposit/withdraw capabilities, and all modules. Your membership includes monthly credits for gasless transactions, so no additional subscription is needed.

Question 20

What is the one-time setup fee and what does it include?

Accepted Answer

The one-time setup fee covers vault deployment, KYC verification, and includes your first year free. This fee creates and deploys your multi-signature vault on the blockchain, processes your identity verification, and gives you 12 months of free access to: dashboard access, vault metrics, deposit/withdraw capabilities, and full access to all other Chain-Fi modules (Identity, OAuth, Mobile App). Credit-based ecosystem features (gasless transactions) require a monthly subscription tier, which can be added immediately to your account if you want to use gasless transactions right away.

Question 21

What does my membership include?

Accepted Answer

Your one-time membership purchase includes: vault deployment, KYC verification (1 year validity), 1 year membership with full access to dashboard, vault metrics, the ability to deposit and withdraw assets from your vault, monthly credits for gasless transactions, and full access to all Chain-Fi modules (Identity, OAuth, Mobile App) for 12 months. All membership tiers include monthly credits, so gasless transactions are available immediately with your membership.

Question 22

What membership tiers are available?

Accepted Answer

Chain-Fi offers three membership tiers, each a one-time purchase for 1 year membership: Basic tier - For individual users starting with Chain-Fi, includes Base chain only, 10 credits/month, KYC verification (1 year validity), and full ecosystem access. Premium tier - For users who need full multichain protection, includes all supported chains, 50 credits/month, KYC verification (1 year validity), and full ecosystem access. Enterprise tier - Custom packages for founders, teams & high-security users, includes 1,000+ credits/month, KYC/KYB verification (1 year validity), all networks including ETH mainnet, API access, and priority support. All tiers include monthly credits and full access to all Chain-Fi modules.

Question 23

Can I change my membership tier?

Accepted Answer

Membership tiers are purchased for a 1-year period. If you need to upgrade or change your tier, you can purchase a new membership tier. Your data, identity, wallet bindings, and vault remain intact when changing tiers. If you need additional credits beyond your monthly allocation, you can purchase credit packages on request (one-time purchase) that can be used on any chain.

Question 24

What payment methods are accepted?

Accepted Answer

Chain-Fi accepts multiple payment methods: 1) Stripe (credit/debit cards) - Available now for membership purchases and credit packages, 2) Ethereum (ETH) - Pay directly with ETH for membership purchases and credit packages. All payment methods are secure and processed immediately. Membership purchases can be paid with Stripe or ETH. Credit packages can be purchased on request using Stripe or ETH. Note: $GUARD token payments may be available in the future if and when the token launches, but only after all product milestones are met and the token provides clear utility to the Chain-Fi product.

Question 25

Is there a refund policy?

Accepted Answer

Chain-Fi offers a 30-day money-back guarantee for membership purchases if you're not satisfied with the service. However, KYC processing costs are non-refundable as they're paid to third-party verification services. Credit packages purchased on request are non-refundable once purchased. Refunds are processed within 5-10 business days to your original payment method.

Question 26

Is my crypto safe with Chain-Fi?

Accepted Answer

Yes. Chain-Fi uses a three-address protocol with multi-signature protection. Your assets are secured by audited smart contracts, and all transactions require approval from multiple devices including your airgapped mobile app. Even if one device is compromised, your assets remain secure.

Question 27

How does the three-address protocol protect my assets?

Accepted Answer

The three-address protocol requires three separate addresses to approve vault transactions: 1) Your primary wallet address (from your connected wallet like MetaMask), 2) Your Chain-Fi address (managed by the platform), 3) Your mobile 2FA signature (from your airgapped Chain-Fi app). All three must approve before any asset can be moved from your vault. This means even if your computer is hacked, your phone is stolen, or the platform is compromised, your assets remain secure because an attacker would need access to all three components simultaneously.

Question 28

What happens if I lose my mobile device?

Accepted Answer

If you lose your mobile device, you can immediately unpair it from your Chain-Fi account using your password and primary wallet signature. Then pair a new device by downloading the Chain-Fi app and scanning the QR code from your dashboard. Your vault assets remain secure during this process because the three-address protocol still requires your primary wallet signature. You should unpair the lost device as soon as possible to prevent unauthorized access attempts, though the device cannot access your account without your password and wallet signature.

Question 29

Are Chain-Fi smart contracts audited?

Accepted Answer

Yes, all Chain-Fi smart contracts undergo comprehensive security audits by reputable blockchain security firms before deployment. The vault contracts, identity contracts, and OAuth contracts are all audited and verified. Audit reports are available upon request for Enterprise tier users. The platform also participates in bug bounty programs to encourage responsible disclosure of any security vulnerabilities. All contracts are open-source and can be reviewed on GitHub.

Question 30

Does Chain-Fi have insurance for user funds?

Accepted Answer

Chain-Fi is a non-custodial platform, meaning your funds are held in smart contracts on the blockchain, not in Chain-Fi's custody. As such, traditional insurance doesn't apply. However, the platform provides enterprise-grade security through: 1) Audited smart contracts, 2) Multi-signature protection requiring three approvals, 3) Airgapped mobile 2FA, 4) Real-time threat detection, 5) Bug bounty programs. For institutional users, Chain-Fi can work with insurance providers to create custom coverage solutions. The platform has never experienced a security breach or loss of user funds.

Question 31

How does Chain-Fi protect against phishing attacks?

Accepted Answer

Chain-Fi implements multiple anti-phishing measures: 1) QR code authentication ensures you're connecting to the legitimate Chain-Fi app, 2) Domain verification shows the official Chain-Fi domain in all communications, 3) Transaction previews in the mobile app show exactly what you're approving, 4) Address verification requires you to confirm recipient addresses, 5) Educational resources about common phishing tactics. The platform also monitors for suspicious activity and can temporarily lock accounts if phishing is detected. Users are encouraged to always verify URLs and never share their passwords or private keys.

Question 32

Can Chain-Fi access my private keys?

Accepted Answer

No, Chain-Fi never has access to your private keys. Your primary wallet (MetaMask, Coinbase Wallet, etc.) manages your private keys locally on your device. Chain-Fi only receives signed transaction messages, never your private keys. The Chain-Fi address in the three-address protocol is managed by the platform, but it cannot move assets without your primary wallet signature and mobile 2FA approval. This non-custodial architecture ensures you maintain full control of your assets at all times.

Question 33

Can I use Chain-Fi with my existing wallet?

Accepted Answer

Yes! Chain-Fi works with all major Web3 wallets including MetaMask, Coinbase Wallet, WalletConnect-compatible wallets, Rainbow, and Trust Wallet. You connect your existing wallet to Chain-Fi to create your unified identity. You don't need to create a new wallet. Important: When you use your bound wallet directly (outside Chain-Fi vault transactions), you pay normal gas fees. Gasless transactions only apply when interacting through Chain-Fi vault transactions with dApps that integrate Chain-Fi OAuth.

Question 34

Can I use multiple wallets with one Chain-Fi account?

Accepted Answer

Yes, you can bind multiple wallets to a single Chain-Fi Identity. This is useful if you have different wallets for different purposes - for example, a hot wallet for daily transactions and a hardware wallet for long-term storage. All bound wallets share the same Chain-Fi Identity and KYC verification status. You can switch between wallets in your dashboard. When using Chain-Fi vault transactions with OAuth-integrated dApps, Chain-Fi handles transactions on the backend - you don't need to approve each dApp separately. If you use your bound wallets directly (not through Chain-Fi), you'll need standard wallet approvals and pay normal gas fees.

Question 35

Does Chain-Fi work with hardware wallets?

Accepted Answer

Yes, Chain-Fi fully supports hardware wallets including Ledger and Trezor. You can connect your hardware wallet through WalletConnect or directly through MetaMask. Hardware wallets provide an additional layer of security as your private keys never leave the device. The three-address protocol works seamlessly with hardware wallets - you sign transactions on your hardware device, and Chain-Fi handles the rest through the multi-signature system.

Question 36

Can I integrate Chain-Fi into my dApp or project?

Accepted Answer

Yes! Chain-Fi offers OAuth integration for dApps and API access for Enterprise tier users. When dApps integrate Chain-Fi OAuth, users never connect their wallet directly to the dApp. Instead, users authenticate with Chain-Fi using: 1) Email/password (1FA), 2) QR code scan with Chain-Fi app (2FA) that connects to Chain-Fi or the external dApp, 3) Permission-based data exchange where users grant specific data permissions needed for dApp interaction. All transactions are protected with 2FA or 3FA. Initiating transactions through OAuth requires an additional QR code scan and wallet signature, but Chain-Fi handles everything on the backend - no additional wallet approvals to the dApp are needed. This provides benefits like: 1) One-click login with verified identity, 2) KYC status verification, 3) Permission-based data access, 4) Cross-platform authentication, 5) Enhanced security with multi-factor authentication. Enterprise tier users get full REST and WebSocket API access for custom integrations, white-label solutions, and advanced use cases. Documentation and SDKs are available for developers.

Question 37

Who should use Chain-Fi?

Accepted Answer

Chain-Fi is ideal for: 1) Individual crypto users who want enterprise-grade security without complexity, 2) DeFi traders who need gasless transactions across multiple chains, 3) DAOs and organizations managing treasury funds, 4) Developers building dApps who need identity and authentication solutions, 5) Businesses requiring KYC-compliant Web3 interactions, 6) Anyone who wants predictable costs instead of variable gas fees. The platform scales from individual users to enterprise organizations.

Question 38

Can Chain-Fi be used for business or enterprise purposes?

Accepted Answer

Absolutely! Chain-Fi Enterprise tier is designed for businesses, DAOs, and organizations. It includes: 1) Multi-user account management, 2) Role-based access controls, 3) API access for integrations, 4) Priority support with dedicated account management, 5) Advanced analytics and reporting, 6) Custom compliance features, 7) White-label OAuth options. Enterprise customers can also request custom integrations and dedicated support. Contact sales for enterprise pricing and custom solutions.

Question 39

Is Chain-Fi suitable for high-value asset storage?

Accepted Answer

Yes, Chain-Fi is designed for high-value asset storage. The three-address protocol, multi-signature protection, airgapped 2FA, and audited smart contracts provide institutional-level security. Many users store significant amounts in their Chain-Fi vaults. However, for extremely high-value assets (millions+), we recommend: 1) Using hardware wallets as your primary wallet, 2) Enabling all security features, 3) Using multiple devices for 2FA, 4) Considering Enterprise tier for priority support. The platform has never experienced a security breach, making it suitable for substantial asset storage.

Question 40

Can I use Chain-Fi for DeFi operations?

Accepted Answer

Yes! Chain-Fi supports DeFi operations in two ways: 1) Through Chain-Fi vault transactions - These use gasless transactions (consuming your monthly credits) and are protected with multi-factor authentication. When dApps integrate Chain-Fi OAuth, you authenticate with Chain-Fi (email/password + QR code scan) and grant permissions - you never connect your wallet directly to the dApp. Chain-Fi handles all backend transactions. 2) Direct wallet usage - You can use your bound wallet directly with any DeFi protocol, but this requires normal gas fees and standard wallet approvals. Gasless transactions only apply to vault-based interactions. Premium and Enterprise tier users can access DeFi on multiple L2 networks. The platform integrates with major DeFi protocols and DEXs. However, note that complex DeFi operations may consume multiple transaction credits depending on the number of on-chain interactions required.

Question 41

How fast are Chain-Fi transactions?

Accepted Answer

Transaction speed depends on the blockchain network: Layer 2 networks (Base, Arbitrum, Optimism, Polygon) typically confirm within 1-5 seconds. Ethereum mainnet transactions confirm within 15 seconds to 2 minutes depending on network congestion. Chain-Fi's relayer network is optimized for speed and submits transactions immediately after your approval. The platform monitors network conditions and can adjust gas prices dynamically to ensure timely confirmations. Overall, Chain-Fi transactions are as fast as native blockchain transactions, with the added benefit of gasless execution.

Question 42

What is the maximum transaction size or value I can process?

Accepted Answer

Chain-Fi doesn't impose transaction size or value limits. You can process transactions of any size, limited only by blockchain network constraints and your available transaction credits. However, for very large transactions, the platform may require additional confirmations or security checks. Enterprise tier users can request custom limits for high-volume operations. The three-address protocol ensures security regardless of transaction size - whether you're transferring $10 or $10 million, the same security standards apply.

Question 43

Does Chain-Fi support ERC-20 tokens and NFTs?

Accepted Answer

Yes, Chain-Fi supports all ERC-20 tokens, ERC-721 NFTs, ERC-1155 multi-tokens, and other standard token types on supported networks. You can store, transfer, and manage any compatible token in your vault. The platform also supports native tokens (ETH, MATIC, etc.) and wrapped tokens (WETH, etc.). NFT support includes viewing, transferring, and managing your NFT collections across all connected networks. All token operations use gasless transactions when you have an active subscription tier.

Question 44

Can I use Chain-Fi offline?

Accepted Answer

The Chain-Fi mobile app operates in airgapped mode and can sign transactions offline. However, the web dashboard and transaction submission require internet connectivity. Here's how it works: 1) You initiate a transaction on the web dashboard (requires internet), 2) A QR code is generated for mobile approval, 3) Your mobile app signs the transaction offline (no internet needed), 4) The signed transaction is submitted when you're back online. This airgapped architecture ensures maximum security - your mobile device never needs to be online to provide 2FA signatures.

Question 45

What kind of support does Chain-Fi provide?

Accepted Answer

Chain-Fi provides tiered support: Basic and Premium tiers receive email support with 24-48 hour response times and access to comprehensive documentation. Enterprise tier users get priority support with dedicated account management, faster response times (under 4 hours), phone support for critical issues, and custom integration assistance. All users have access to: 1) Knowledge base and documentation, 2) Video tutorials, 3) Community Discord server, 4) FAQ database. The platform is designed to be self-service friendly, but support is always available when needed.

Question 46

How often is Chain-Fi updated?

Accepted Answer

Chain-Fi receives regular updates including: 1) Security patches (applied immediately for critical issues), 2) New features and improvements (monthly releases), 3) New blockchain network support (quarterly additions), 4) Mobile app updates (bi-weekly), 5) Dashboard enhancements (continuous). Users are notified of major updates via email. Mobile app updates are pushed through App Store and Google Play. The platform follows a continuous deployment model, ensuring users always have access to the latest features and security improvements.

Question 47

What happens if Chain-Fi shuts down?

Accepted Answer

Chain-Fi is a non-custodial platform, meaning your assets are held in smart contracts on the blockchain, not in Chain-Fi's custody. If the platform were to shut down, you would still have full access to your assets through: 1) Your primary wallet (MetaMask, etc.), 2) Direct interaction with the vault smart contracts, 3) Your mobile app for 2FA signatures. The smart contracts are immutable and will continue to function on the blockchain. However, gasless transactions and some convenience features would no longer be available. Chain-Fi is committed to long-term operation and has contingency plans for continuity.

Question 48

How does Chain-Fi compare to MetaMask?

Accepted Answer

Chain-Fi and MetaMask serve different purposes: MetaMask is a wallet for direct blockchain interactions, while Chain-Fi is a complete security ecosystem. Chain-Fi offers: 1) Subscription-based gasless transactions (MetaMask requires you to pay gas for every transaction), 2) Multi-signature vault with three-address protocol (MetaMask is a single-signature wallet), 3) Unified identity with KYC verification (MetaMask doesn't provide identity services), 4) Mobile 2FA for all operations (MetaMask relies on wallet signatures only), 5) OAuth authentication for dApps (MetaMask requires wallet connections). You can use Chain-Fi with your existing MetaMask wallet - they work together. Chain-Fi enhances MetaMask with enterprise-grade security and gasless transactions.

Question 49

How does Chain-Fi compare to other multi-sig solutions?

Accepted Answer

Chain-Fi differs from traditional multi-sig solutions (like Gnosis Safe) in several ways: 1) Subscription model with gasless transactions vs. paying gas per transaction, 2) Mobile 2FA integration (airgapped device) vs. multiple wallet approvals, 3) Unified identity and KYC verification vs. wallet-only solutions, 4) OAuth authentication for dApps vs. direct wallet connections, 5) Complete ecosystem (vault + identity + OAuth + mobile app) vs. single-purpose tools. Chain-Fi provides a comprehensive security platform rather than just a multi-sig wallet. Traditional multi-sig solutions are excellent for specific use cases, while Chain-Fi offers a broader security ecosystem with additional features.

Question 50

What makes Chain-Fi different from other Web3 security platforms?

Accepted Answer

Chain-Fi's unique approach combines: 1) Subscription-based gasless transactions (predictable costs vs. variable gas fees), 2) Three-address protocol with airgapped mobile 2FA (enhanced security vs. single or dual-signature), 3) Unified identity with KYC that works across all dApps (one verification vs. repeated KYC), 4) OAuth authentication that eliminates repeated wallet connections (better UX vs. wallet popups), 5) Complete ecosystem in one platform (vault + identity + OAuth + mobile app vs. separate tools). Unlike platforms that focus on one aspect (wallets, identity, or security), Chain-Fi provides an integrated solution that addresses multiple Web3 security and usability challenges simultaneously.

Question 51

What are Chain-Fi's unique advantages?

Accepted Answer

Chain-Fi's unique advantages include: 1) Predictable subscription pricing instead of variable gas fees, 2) Gasless transactions that eliminate per-transaction costs, 3) Airgapped mobile 2FA that operates offline for maximum security, 4) Unified identity that works across all dApps without repeated verification, 5) OAuth authentication that eliminates the need for repeated wallet connections, 6) Complete ecosystem (vault, identity, OAuth, mobile app) in one platform, 7) First year free access to core features after setup fee, 8) Multi-chain support with single identity, 9) Enterprise-grade security accessible to individual users, 10) Non-custodial architecture ensuring you maintain full control. These features combine to create a unique value proposition in the Web3 security space.

Feature	Traditional Wallets (MetaMask, Ledger)	Enterprise Solutions (Gnosis Safe, Fireblocks)	Chain-Fi
Gas Fees	User pays each time	Per-transaction costs	Gasless (subscription)
Identity System	None	⚠️ Separate KYC each time	One KYC everywhere
User Cost	⚠️ Variable gas fees per transaction	$$$$ (thousands/month)	Annual account fee + usage packages
Wallet Connections	Direct connections to dApps required	Direct connections required	No external connections - one trusted interface
Payment Options	Wallet only (pay gas each time)	Wallet only	Choose: Vault (gasless) or Wallet
Multi-Sig Security	No	Yes	Yes (built-in)
Compliance	DIY	Yes (complex)	Automatic (AML, GDPR)
Setup Time	Minutes	Weeks/months	Users: 15 min, Clients: Hours, Custom: Days
OAuth Integration	No	No	Built-in
Multi-Chain	Yes	Yes (complex)	5+ chains by default
Anti-Phishing Protection	User responsibility	⚠️ Partial (complex setup)	Built-in by design
Trust & Consent Model	All-or-nothing approvals	Fixed permissions	Negotiation of trust - revocable consent
Data Sharing	Full wallet exposure	⚠️ Over-sharing common	Minimal required data only

Why Chain-Fi?

What is Chain-Fi?

How It Works

For Users

Sign Up

Complete One KYC

Access Any dApp

For Enterprises

Contact Us

Integrate APIs

Go Live

The Problem Chain-Fi Solves

Onboarding Friction

Trust vs. Decentralization Trade-offs

Security Gaps

Bridging Users and Enterprises in Both Directions

Users

Chain-Fi Gateway

Enterprises

Users

Chain-Fi Gateway

Enterprises

Enterprise Integration Opportunities

DeFi Lending & Borrowing

Why Integrate Chain-Fi?

Ready to Integrate DeFi Lending & Borrowing?

For Users

For Enterprises

Coming Soon

How Chain-Fi Compares

Enhancing UX and Business Usability in Crypto

Predictable Stablecoin Payments

Full Connectivity Across Ecosystems

Audit-Ready Compliance and Monitoring

Secure Sessions and Access Control

No Direct Wallet Connections

OAuth-Style Consent & Minimal Data Sharing

Gasless Vault Interactions

The Trust Stack: Technical Architecture

Consent (Multi-Signature)

Asset Protection

Enclosed Ecosystem

Transparency and Auditability

Guardian Attestation (Internal Stack)

Multi-Guardian Network (Coming Soon)

Growing Your Opportunities

What You Can Do Today

Onboard Users Without Friction

Eliminate Gas Fees for Your Users

Meet Compliance Requirements

Integrate in Days, Not Months

New Opportunities on the Horizon

Enable User Payments to Merchants

On/Off-Ramp Integration

Enable Trading & Swaps

Get Your Own Branded Backend

How We Measure Progress

New Features Added

New Connection Options

One Option at a Time

Real, Verifiable Progress

Ready to Experience Trust-First Web3?