Chain-Fi — Global Web3 Security in Toronto
Chain-Fi provides enterprise Web3 security solutions in Toronto, supporting Canada's growing blockchain and fintech ecosystem.
North AmericaCanada
Global Coverage
Chain-Fi operates globally, providing enterprise Web3 security solutions across all major regions and blockchain ecosystems.
Regulatory Compliance
Full compliance with regional regulations including GDPR, MiCA, Travel Rule, and local financial services requirements.
Multi-Chain Support
Works across Ethereum, Base, Arbitrum, Optimism, Polygon, and other EVM-compatible networks worldwide.
Compliance & Regulations
Chain-Fi is designed with compliance in mind. Below is an overview of applicable regulations and built-in compliance features for this region.
Applicable Regulations
| Regulation | Applies | Explanation |
|---|---|---|
| FinCEN MSB Rules | Not Applicable | Chain-Fi does not qualify as a Money Service Business (MSB) under FinCEN guidance due to its non-custodial, non-transactional architecture. |
| State Money Transmitter Laws | Not Applicable | Chain-Fi does not transmit money or virtual assets, so state money transmitter licensing requirements do not apply. |
| CCPA/CPRA (California Privacy Rights Act) | Full | Chain-Fi fully complies with CCPA/CPRA requirements for California residents, including data access rights, deletion rights, and opt-out mechanisms. |
| State-by-State Crypto Regulations | Partial | State crypto regulations vary widely. Chain-Fi's non-custodial architecture generally exempts it from state licensing requirements, but state-specific guidance should be consulted. |
Standard Compliance Features
These features are automatically included for all Chain-Fi users:
- ✓CCPA/CPRA Compliance
Automatic data access rights, deletion rights, and opt-out mechanisms for California residents.
CCPA/CPRA Sections 1798.100, 1798.105, 1798.120 - ✓Non-Custodial Architecture
No custody of assets means no MSB or money transmitter licensing required under federal or state law.
FinCEN Guidance, State Money Transmitter Laws - ✓Audit Trails
Immutable logs for all vault interactions, supporting compliance audits and regulatory reporting.
FinCEN Recordkeeping Requirements, State Regulations
Optional Enterprise Integrations
Available for enterprises and dapps that require additional compliance capabilities:
- FinCEN-Compliant KYC Integration
Connect to US-based KYC providers for enterprises requiring FinCEN-compliant identity verification.
Use case: Enterprise onboarding, regulated services, high-risk transactions, MSB partnerships - State-Specific Compliance Reporting
API access for automated compliance reporting to state regulators where required.
Use case: State licensing compliance, regulatory reporting, enterprise partnerships - Travel Rule Network Integration
Integrate with Travel Rule networks (Notabene, Sygna, etc.) for VASP partnerships requiring FATF compliance.
Use case: VASP partnerships, exchange integrations, regulated crypto services
How Chain-Fi Meets Regulatory Expectations
Chain-Fi provides the technical building blocks that regulated entities need to meet compliance requirements:
- ✓ OAuth-style bridge: No direct asset access, permission-scoped claims only
- ✓ Device-attested 2FA/3FA: Apple/Google attestation for device-bound authentication
- ✓ Immutable audit trails: Complete session, device, wallet, and app_id linkage
- ✓ Wallet/identity binding: KYC-verified users linked to specific devices and wallets
Availability & Sanctions
Chain-Fi complies with international sanctions and may restrict access based on jurisdiction and regulatory requirements.
View sanctions details →Related Documentation
Frequently Asked Questions
Frequently Asked Questions
Find answers to common questions about Chain-Fi
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Chain-Fi binds devices and wallets through a cryptographic verification layer that enables secure, compliant access across all regions. The platform uses a three-address protocol, air-gapped mobile 2FA, and on-chain validation to provide enterprise-grade security regardless of geographic location.
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Yes. Chain-Fi is designed for multinational businesses that need wallet verification, policy-based access, compliance automation, and auditability. The platform supports KYC verification, regulatory compliance (MiCA, GDPR, Travel Rule), and provides complete audit trails for cross-border operations.
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Yes. Chain-Fi is chain-agnostic, region-agnostic, and integrates with any EVM-compatible wallet. The platform supports Ethereum Mainnet, Base, Arbitrum, Optimism, and Polygon networks and works with popular wallets like MetaMask, WalletConnect, and hardware wallets worldwide.
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Chain-Fi operates globally and supports users in all regions. The platform complies with major regulatory frameworks including GDPR (Europe), MiCA (EU), and provides Travel Rule compliance. Chain-Fi works in North America, Europe, Asia-Pacific, Middle East, and other global markets.
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Yes. Chain-Fi supports cross-chain and cross-border operations. The platform provides compliance automation, regulatory reporting, and complete traceability for international transactions. All operations are recorded on-chain with cryptographic verification, ensuring transparency and regulatory compliance across jurisdictions.
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Chain-Fi is an enterprise-grade Web3 security ecosystem providing a complete suite of security solutions through a subscription-based model with gasless transactions. It includes identity management, OAuth authentication, multi-signature vaults, and mobile 2FA across multiple blockchain networks.
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The Chain-Fi ecosystem consists of four integrated products: Chain-Fi Vault (multi-sig asset protection), Chain-Fi Identity (unified Web3 identity with KYC), Chain-Fi OAuth (user-controlled authentication for dApps), and Chain-Fi Mobile App (airgapped 2FA device). One subscription gives you access to all products.
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Unlike traditional wallets where you pay gas per transaction, Chain-Fi offers subscription-based gasless transactions. You also get a complete ecosystem (identity + OAuth + vault + mobile 2FA) instead of just a wallet. Chain-Fi is the Spotify/Netflix of Web3 security - predictable monthly fee, unlimited usage within your tier.
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Chain-Fi is enterprise-grade because it provides: 1) Multi-signature vaults with three-address protocol requiring multiple device approvals, 2) Airgapped mobile 2FA that operates offline for maximum security, 3) Audited smart contracts deployed across multiple blockchain networks, 4) KYC integration for compliance, 5) Real-time threat detection and monitoring, 6) API access for enterprise integrations, 7) Priority support and dedicated account management. This combination provides institutional-level security for both individual users and organizations.
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Chain-Fi is non-custodial. You maintain full control of your private keys and assets. The platform never holds your funds - they remain in your multi-signature vault smart contracts on the blockchain. Chain-Fi only provides the security infrastructure, transaction relaying for gasless transactions, and identity management services. Your assets are always under your control with multi-signature protection.
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Gasless transactions only apply when you interact with dApps or platforms using Chain-Fi vault transactions. With Chain-Fi, your membership tier includes monthly credits, and the platform covers all gas fees for vault-based transactions up to your credit limit. Transaction credits are consumed based on network: Layer 2 networks (Base, Arbitrum, Optimism, Polygon) = 1 credit per transaction. Ethereum mainnet (Enterprise tier) = 5 credits per transaction. If you use your bound wallet directly (outside of Chain-Fi vault transactions), you pay normal gas fees like any regular wallet. The platform uses meta-transactions and a relayer network to pay gas fees on your behalf for vault transactions only.
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If you exceed your monthly transaction credit limit, you have several options: 1) Purchase additional credit packages on request (one-time purchase), 2) Wait until your credits reset at the start of the next month, 3) Use your vault for deposit/withdraw operations which don't consume credits (only gasless transactions require credits). Unused credits do not roll over to the next month. Credit packages can be purchased on request and credits can be used on any chain. Note: $GUARD token payments may be available in the future if and when the token launches, but only after all product milestones are met.
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Gasless transactions are available for vault transactions on all supported networks, but credit consumption varies: Layer 2 networks (Base, Arbitrum, Optimism, Polygon) consume 1 credit per transaction regardless of tier. Ethereum mainnet consumes 5 credits per transaction and is only available on the Enterprise tier due to higher gas costs. Basic tier users can only use gasless transactions on Base network. Premium tier users can use all L2 networks. Enterprise tier users have access to all networks including Ethereum mainnet. Important: Gasless transactions only apply to Chain-Fi vault transactions. If you use your bound wallet directly (not through Chain-Fi vault), you pay normal gas fees regardless of your subscription tier.
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Chain-Fi uses a relayer network and meta-transaction architecture. When you initiate a transaction, it's signed by your wallet but submitted to Chain-Fi's relayer network. The relayer pays the gas fee and executes the transaction on-chain. This is made possible through EIP-712 meta-transactions and a network of trusted relayers. The platform maintains sufficient ETH reserves across all supported networks to cover gas costs for all users' transactions within their credit limits.
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No, there are no hidden fees. Your membership tier includes monthly credits that cover gas fees up to your credit limit. The only costs are: 1) One-time membership purchase (includes vault deployment, KYC verification with 1 year validity, and monthly credits), 2) Optional credit packages purchased on request if you need additional credits. There are no per-transaction fees, no gas fee markups, and no hidden charges. All pricing is transparent and upfront.
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Still have questions?
Get in touch with our support team or explore our getting started guide.